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Subscription, Cancellation & Refund Policy

Last updated: [Insert Date — requires legal review before publication]

Attorney review required before publication. This is a launch draft and does not constitute legal advice. Legal counsel must review state-specific telehealth, prescribing, HIPAA, pharmacy, compounding, consumer health data, advertising, subscription, and refund requirements before this document is published.

This Policy explains how subscriptions, renewals, cancellations, and refunds work for HealOvi services.

1. Subscriptions

Some services may be offered as recurring subscriptions, memberships, care plans, or medication plans. The price, billing frequency, included services, and renewal terms will be shown before checkout.

2. Automatic Renewal

By enrolling in a recurring service, you authorize HealOvi or its payment processor to charge your payment method at the disclosed renewal interval until you cancel.

3. Cancellation

You may cancel by logging into your account portal, contacting support@healovi.com, or using other cancellation methods shown at checkout. Cancellation must be submitted before the applicable renewal or processing deadline.

4. Orders Already Processed

Cancellation may not stop an order that has already been reviewed, prescribed, sent to a pharmacy, compounded, dispensed, packaged, shipped, or otherwise processed.

5. Refunds

Fees for completed consultations, provider reviews, pharmacy processing, medications, lab orders, digital services, and shipped products may be non-refundable unless required by law or expressly stated otherwise.

6. No Guarantee of Treatment

If a provider determines that treatment is not clinically appropriate, HealOvi may provide a refund or partial refund according to the checkout terms for that service. The exact refund rules will be shown before purchase.

7. Failed Payments

If your payment fails, we may pause, cancel, or delay your service, refill, shipment, or account access.

8. Price Changes

We may change subscription pricing with notice where required by law. Continued use after a price change becomes effective means you accept the new price.

9. Refund Timing

Approved refunds will be issued to the original payment method where possible. Refund timing may depend on payment processor and financial institution timelines.

10. Contact

For billing questions, use our contact form at healovi.com/contact and select 'Billing or subscription'.

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